Loan Rates

Accurate as of June 1st 2010

Type of Loan	APR (As Low as)*
Auto Loan	5.74%
Recreational Vehicles	9.99%
Motorcycles	6.99%
Home Equity Line of Credit, Variable	5.00%**
Second Mortgage/Home Equity, Fixed	6.49% - 16.30%***
First mortgage rates are subject to change based on a variety of factors. Please contact our first mortgage department at 303-798-6100 for current information.

*Annual Percentage Rates dependant on term and credit history.Terms are subject to amount
of funds borrowed and year of vehicle. Member must meet specific credit qualifications
**Home Equity line of credit annual percentage rate is a variable rate based on prime plus a margin depending on loan to value ratio and credit history.
***Second mortgage/home equity annual percentage rate is a fixed rate based on loan to value ratio and credit history.

Type of Loan	Terms of Loan	APR
Share Secured Loan	Up to 60 Months	3.50%
Share Secured Loan	61 to 72 Months	4.00%
Share Secured Loan	73 to 84 Months	4.50%
Certificate Secured Loan	Equal to term of Certificate	CD Rate APY + 3.00%

Annual Percentage Yield on Regular Share Savings Account and Share Certificate are accurate as of publication date. APY on Regular Share Savings is subject to change without notice and may change your APR. Share Secured Loan secured by Regular Share Savings account. Loans can be secured up to 95% of share account or certificate balance

Type of Loan	Terms of Loan	APR
Personal Loan	Up to 60 Months	As Low as 10.95%
Overdraft	Open	15.90 %

*Annual Percentage Rate is accurate as of publication date and is subject to change. All loans require application and approved credit. The APR and terms for which the member qualifies will be provided upon approval of completed loan application.