Now more than ever, it is important to build a savings account. Count on Columbine FCU to have a variety of accounts to meet your savings needs and to provide you with free online banking. Your money is safe with us. All accounts are insured up to $250,000 by the NCUA.

Share Savings Account

• Establishes your membership and ownership in Columbine FCU; gives you access to other products and services at Columbine FCU
• $25 minimum balance
• Earn quarterly dividends on balances of $50 or greater
• Quarterly statements
• Free ATM card with no annual fee
• Make transfers from your account up to six times a month
• Direct deposit available.
• Can be pledged to secure a loan.

Holiday Club

• Save money throughout the year to make holiday purchases
• Balance in account will automatically be transferred to your basic savings or checking account on November 1
• Automatic deposit available
• Earn monthly dividends based on average daily balance

For a higher interest rate, ask about our short-term Share Certificates.

Money Market Account

• Competitive interest rate
• Monthly dividends based on average daily balance
• $2,500 minimum balance to open
• Make up to six withdrawals per month
• Automatic deposits available

Share Certificates

• Earn monthly dividends based on deposit amount and term
• Minimum balance of $1000 to open
• Terms from six months to five years
• Transfer or automatic renewal at maturity
• Can be pledged to secure a loan
• Jumbo certificates over $50,000 also available with quarterly dividends
• Early withdrawal penalties may apply

Individual Retirement Accounts

• Traditional or Roth IRAs available; Educational IRAs also available
• IRA Share Accounts or IRA Certificates of Deposit available
• IRA Share Account can be opened with a minimum of $25
• IRA Certificates of Deposit can be opened with a minimum of $1000
• Quarterly dividends based on average daily balance
• Consult tax advisor about possible tax benefits
• Penalties may apply for disbursements made prior to retirement age