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  Savings Accounts  
 
 
 

It is important to build a savings account, now more than ever. Columbine Federal Credit Union has a variety of accounts to meet your savings needs.

Share Savings Account
  Required for membership - refers to your share in ownership of the credit union
  $25 minimum balance
  Earn dividends with balance of $50 or greater
 
Money Market Account
  Earns higher interest rate than that of a share savings
  $2,500 minimum balance
  Make deposits and withdrawals as you need
  No set maturity date
   
Share Certificates
  Usually provides highest interest rate
  Minimum balance dependent on term
  Specific terms
  Penalties for early withdrawal
 
Individual Retirement Accounts
  IRA Share Accounts or IRA Share Certificates available
  Account specifically to fund retirement
  May have tax benefits*
 

Penalties may apply for disbursements made prior to retirement age

 
*Consult your tax advisor.
   
Christmas Savings Club
Savings account designed to help save money for holiday shopping
  Account earns dividends
  Unlimited deposits - payroll deduction available
  Funds dispersed into regular share savings account on November 1st
   
Trust Accounts
  Revocable and Irrevocable Trusts available
  Living trust affadavit and application available at branch locations
 

 

 

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